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piggy bank

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Updated on: 2020-04-01 20:18
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Why should children develop the habit of saving?

Adult savings are always taken for granted, but what about children? 

1. Spending ahead of time makes it easy for children to develop a lavish spending habit, which is not conducive to their future wealth planning.

2. The famous American education expert Godfrey once suggested in his book that parents had better buy three beautiful piggy banks from educational toys manufacturers for their children: the money in the first piggy bank is used for daily expenses, mainly to buy themselves The money in the second piggy bank is used for short-term savings, mainly for the purchase of more expensive items; the money in the third piggy bank is stored in the bank for a longer period of time.

This way, the use of pocket money is clearly organized, and it is more conducive for children to develop good savings and financial management habits.

3. When the child has a piggy bank from plastic manufacturers, the parents should require the child to save money in each piggy bank every day, even if only 1 yuan or even 1 dime is put in each day. The child must be insisted to do this every day, the purpose is to gradually change his perception from "not enough money" to "own enough money." If this habit is not established, the child is likely to return to a period of poverty that is not enough to spend.

4. Let children see the magical power of saving

Parents can regularly count the money in the piggy bank with their children and let the children witness the results of their insistence on saving. At this time, borrow the principles of savings to educate children and save pocket money in order to achieve their own small goals. Slowly, it is possible to achieve large goals in the future.

5.Let the children understand the principle of accumulating less and becoming more and more and more.

6. The child has a small piggy bank, and the parents also have a piggy bank maker. Their piggy bank is called the "bank" and is the largest piggy bank in the world.


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